All Tests

All day care treatments that take less than 24 hours of hospitalization due to technological advancement but otherwise would have needed a day are covered

Hospitalization at Home
Treatments done at home due to patient condition or unavailability of hospital bed are all covered upto Rs 60 K

Hospital Room Eligibility
Up to single private room permissible for hospitalization in this plan

Alternate Medicine
Coverage of upto Rs 20 K for utilizing ayurveda, unani or other alternate medicine methods in government or accredited institutions

Share Claim Payments
Mandatory payment of 20% of total claim to be paid by customer if aged >60 years at first policy issuance

Bonus on No Claim
Incremental cover up to Rs 60K added for every claim-free year up to a cumulative maximum of Rs 3 Lacs; reduction by Rs 60K if there is a claim

Restoration of Cover
Sum Insured will be reinstated for a non-related illness once a year if the original sum insured + no claim bonus gets exhausted in a year

Pre existing conditions
There is a waiting period of 4 years for coverage on conditions declared and existing at the time of first purchase

Ambulance Charges
Up to Rs 2000 per hospitalization offered for utilizing ambulance services; payable with hospitalization claim

Worldwide Emergency
No coverage provided outside India even under emergency

Domestic Evacuation
No coverage to utilize any emergency services for evacuation within India

Maternity
This plan doesn't provide coverage for maternity & related claims

Health Checkups
Health checkup permissible annually, in designated network

Doctor-on-Call Service
This plan doesn''t provide a complimentary access to doctors on call

Health Assessment
This plan doesn't provide any complimentary access to a Health Assessment Report

Wellness Factors
Optional add on available

Network Hospitals Covered
Religare has a list of more than 4900 hospitals that offer cashless hospitalization

Religare Health Insurance (RHI), the health insurance arm of Religare
Enterprises Limited (REL), is a specialized Health Insurer offering
health insurance services to employees of corporates, individual
customers and for financial inclusion as well. Launched in July 2012,
Religare Health Insurance has made significant progress within a short
span of time, and is already operating out of 54 offices with an
employee strength of 1200, servicing more than 2.6 million lives across
300+ locations, including over 1100 corporates.The company is promoted
by Religare Enterprises Limited (a leading diversified financial
services group based out of India) and Union Bank of India &
Corporation Bank. Religare Health Insurance currently offers products in
the retail segment for Health Insurance, Critical Illness, Personal
Accident, Top-up Coverage, International Travel Insurance and Maternity
along with Group Health Insurance and Group Personal Accident Insurance
for corporates.The company has been awarded for ‘Best Technology
Innovation’ at The Indian Insurance Awards 2013 and also received the
‘Editor’s Choice Award for Best Product Innovation’ at Finnoviti 2013;
it was recently conferred the ‘Rising Star Insurer Award’ at The Indian
Insurance Awards 2014.The Religare group has further interests across
Healthcare, Diagnositics and Pharmacy through its three flagship
companies - (1) Fortis Healthcare, which owns or manages 54 healthcare
facilities in India, Dubai & Mauritius; (2) SRL Diagnostics, India’s
largest diagnostics company with 306 networking laboratories, 6900
collection points and presence in Dubai, Sri Lanka & Nepal and (3)
Fortis Healthworld chain of pharmacy and wellness stores.